Food & Beverage
Oceanside, CA
Financial summary
Comparable pricing
Limited comparables for this listing. No reliable benchmark yet.
Methodology refines over time.
SBA financeability
Businesses in food services & beverage retail are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.
Food Services & Beverage Retail benchmarks
Typical SBA leverage
71%
Industry charge-off
1.3%
Common term
10 yr
Median loan
$269,200
Active lenders in this category: The Huntington National Bank, U.S. Bank, National Association, Manufacturers and Traders Trust Company.
Based on 52,309 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.
Detailed information
Priced below 1.5x revenue.
Linked page lives on the broker site, not on OpenAcquisitions.
Key points
Business description
<p>A profitable, well-established Pho restaurant for sale with good review and high visibility near Fwy 78 North County San Diego. A modest family restaurant has gracious service and plenty of seating by the space of 3630 sq ft. with a low rent $8700 (for the size) a month including NNN. 4 year lease left with option. Fully equipped kitchen includes new units of cooler/freezer, 2 type one hoods and a large grease trap outside the building. The monthly sale is $40-50k a month and has a stable profit. The menu also offers banh mi traditional-style on a French roll that generates better profit and serves more customers' needs. A good opportunity for a turn-key business. The owner plans to retire.</p>
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