Food & Beverage
Palatka, FL
Financial summary
Comparable pricing
Limited comparables for this listing. No reliable benchmark yet.
Methodology refines over time.
SBA financeability
Businesses in food services & beverage retail are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.
Food Services & Beverage Retail benchmarks
Typical SBA leverage
71%
Industry charge-off
1.3%
Common term
10 yr
Median loan
$269,200
Active lenders in this category: The Huntington National Bank, U.S. Bank, National Association, Manufacturers and Traders Trust Company.
Based on 52,309 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.
Detailed information
Linked page lives on the broker site, not on OpenAcquisitions.
Key points
Business description
Charming café with a loyal customer base and strong local following. This hidden gem serves breakfast, lunch, and rotating homemade specials in a cozy, high-traffic location. The offering includes all furniture, fixtures, equipment, a food truck, plus ownership of the building and a rare triple land lot—making this a unique opportunity to own both the business and the real estate. Whether you're a seasoned operator or first-time buyer, this turnkey package delivers stability, scalability, and serious curb appeal.<br /><br /> There is significant potential to expand the café’s hours, add catering services, and leverage the included food truck for additional revenue at events and markets. Increased marketing efforts, online ordering, and third-party delivery services could also boost sales. A new owner might explore offering dinner service or private events to maximize use of the space.<br /><br /> https://tworld.com/locations/Florida/jacksonville/listings/Charming-Café-with-Full-Kitchen-Food-Truck-with-3-Lots
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