Financial Services
Financial summary
Comparable pricing
fairly pricedComparable Financial Services businesses sell at a median of 3.1x SDE, based on 117 listings. This one asks 3.0x, about 3% from that median. At the comparable median it would price ~$334K.Methodology refines over time.Comparable Financial Services businesses sell around $334K vs this $325K ask.
Methodology refines over time.
SBA financeability
Businesses in finance & insurance are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.
Finance & Insurance benchmarks
Typical SBA leverage
72%
Industry charge-off
1.1%
Common term
10 yr
Median loan
$239,300
Active lenders in this category: Live Oak Banking Company, The Huntington National Bank, U.S. Bank, National Association.
Based on 6,841 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.
Detailed information
Priced below 1.5x revenue.
Linked page lives on the broker site, not on OpenAcquisitions.
Key points
Business description
Business Overview – 2025 Financial Performance Summary (Single-Location Pizzeria | Confidential) Executive Summary In 2025 the business delivered a strong, profitable operating year generating $841,429 in total revenue, representing +33% year-over-year growth from $631,789 in 2024. This top-line expansion was achieved while maintaining disciplined cost controls and improving profitability. Performance accelerated in the second half, highlighting a scalable operating model with clear margin leverage as volume increases. The pizzeria closed the year with $93,353 in net income, representing an ~11.1% EBITDA margin, above average for an independent restaurant and reflecting strong operational execution. Revenue & Growth Profile 2025 Revenue: $841K 2024 Revenue: $632K Year-over-Year Growth: +33% Revenue peaked mid-year with sustained momentum through Q4 Q2–Q4 accounted for ~98% of annual profits, demonstrating improving operating efficiency as sales scaled Consistent customer traffic and stable pricing supported durable demand Margin Profile Food Cost Food & Beverage Purchases: $247,377 Food Cost: ~29.4% of sales — a strong food margin reflecting effective vendor management, portion control, and menu pricing discipline Labor Cost (All-In) Includes BOH & FOH wages, tips, payroll expenses, and payroll taxes: Total Labor: ~$374,800 Labor Cost: ~44.6% of sales (room for improvement) Labor efficiency improved in the back half of the year as volumes increased, indicating operating leverage Profitability & Cash Flow Gross Profit: $305,238 Operating Expenses: $211,885 Net Income: $93,353 EBITDA Margin: ~11.1% The business is cash-flow positive, operationally stable, and not reliant on one-time or non-operating income items. Investment Highlights for a Buyer Proven +33% YoY revenue growth Immediate cash flow with double-digit EBITDA Sub-30% food cost provides margin protection Clear upside levers: Labor optimization Higher throughput within existing footprint and addition of outdoor seating
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