Automotive
Cincinnati, OH
Financial summary
SBA financeability
Businesses in automotive repair & dealers are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.
Automotive Repair & Dealers benchmarks
Typical SBA leverage
70%
Industry charge-off
1.2%
Common term
10 yr
Median loan
$250,000
Active lenders in this category: The Huntington National Bank, U.S. Bank, National Association, Live Oak Banking Company.
Based on 15,276 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.
Detailed information
low multiple, priced below 1.5x revenue and new to market.
Linked page lives on the broker site, not on OpenAcquisitions.
Business description
Vehicle maintenance becomes easier when the service comes to the customer. This mobile operation provides scheduled oil changes and related routine maintenance at homes, workplaces and fleet locations, reducing the time customers spend driving to and waiting at a traditional shop. Customers may include individual drivers, small businesses and organizations operating multiple vehicles. Fleet accounts can schedule recurring service based on mileage or time, while individual appointments provide another source of activity. The owner manages scheduling, route planning, customer communication, fleet relationships, inventory and quality control. Trained technicians complete the work using equipped service vehicles, allowing multiple appointments to be grouped efficiently throughout the day. Growth can come from adding fleet accounts, increasing route density, developing relationships with commercial employers and expanding technician capacity. Additional operating and financial information is available to qualified buyers.
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