Retail
San Ardo, CA
Financial summary
Comparable pricing
66% below marketComparable Retail businesses sell at a median of 2.7x SDE, based on 609 listings. This one asks 0.9x, about 66% below that median. At the comparable median it would price ~$298K.Methodology refines over time.Comparable Retail businesses sell around $298K vs this $100K ask.
Methodology refines over time.
SBA financeability
Businesses in retail trade are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.
Retail Trade benchmarks
Typical SBA leverage
71%
Industry charge-off
2.2%
Common term
10 yr
Median loan
$250,000
Active lenders in this category: The Huntington National Bank, U.S. Bank, National Association, TD Bank, National Association.
Based on 13,075 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.
Detailed information
Low multiple.
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Key points
Business description
After 30 year of ownership, the seller is offering this well-established neighborhood convenience market for sale. Originally founded in 1955 by the Miller family, this market has been a cornerstone of the community for nearly 70 years and remains the primary store serving the area. The business is offered at $100,000 and the commercial real estate is available for $500,000. In addition, the residential property located directly behind the market-currently occupied by the owner-is also for sale. The seller prefers to sell all three properties (the business, commercial real estate, and residence) together to a single buyer. This is an excellent opportunity for an owner-operator or investor seeking a turnkey neighborhood market with accompanying real estate.
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