Retail
South El Monte, CA
Financial summary
Comparable pricing
20% below marketComparable Retail businesses sell at a median of 2.7x SDE, based on 609 listings. This one asks 2.2x, about 20% below that median. At the comparable median it would price ~$374K.Methodology refines over time.Comparable Retail businesses sell around $374K vs this $300K ask.
Methodology refines over time.
SBA financeability
Businesses in retail trade are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.
Retail Trade benchmarks
Typical SBA leverage
71%
Industry charge-off
2.2%
Common term
10 yr
Median loan
$250,000
Active lenders in this category: The Huntington National Bank, U.S. Bank, National Association, TD Bank, National Association.
Based on 13,075 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.
Detailed information
low multiple, high SDE margin and priced below 1.5x revenue.
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Key points
Business description
Liquor Store and convenience store with check cashing service. Located in mixed area of industrial,warehouse,business,residential. Lots of foot traffic from the locals.Check cashing over $600k/mo.,net $9,000/mo. Lottoery income $2,500/mo. Very friendly landlord and low monthly rent. Great growth potential to increase check cashing business and add on other service like money order,water machine ect.
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