Food & Beverage
Santa Cruz, CA
Financial summary
Comparable pricing
Limited comparables for this listing. No reliable benchmark yet.
Methodology refines over time.
SBA financeability
Businesses in food services & beverage retail are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.
Food Services & Beverage Retail benchmarks
Typical SBA leverage
71%
Industry charge-off
1.3%
Common term
10 yr
Median loan
$269,200
Active lenders in this category: The Huntington National Bank, U.S. Bank, National Association, Manufacturers and Traders Trust Company.
Based on 52,309 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.
Detailed information
Priced below 1.5x revenue.
Linked page lives on the broker site, not on OpenAcquisitions.
Key points
Business description
Business for Sale: Established Restaurant in Prime Downtown Santa Cruz Location Exceptional opportunity to acquire a high-traffic, turnkey restaurant (PHO House) located on the iconic Pacific Avenue in Santa Cruz. Asking Price: $50,000 Monthly Sales: Approx. $40,000 Lease Term: 2 Years + 5-Year Option Monthly Rent: $9,700 (Including NNN) Size : 4,000 sf No ABC License Parking: 4 Dedicated parking spaces (A rare find in downtown!) Situated in the heart of downtown Santa Cruz with heavy foot traffic and high visibility.
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