Food & Beverage
Santa Barbara, CA
Financial summary
Comparable pricing
Limited comparables for this listing. No reliable benchmark yet.
Methodology refines over time.
SBA financeability
Businesses in food services & beverage retail are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.
Food Services & Beverage Retail benchmarks
Typical SBA leverage
71%
Industry charge-off
1.3%
Common term
10 yr
Median loan
$269,200
Active lenders in this category: The Huntington National Bank, U.S. Bank, National Association, Manufacturers and Traders Trust Company.
Based on 52,309 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.
Detailed information
Linked page lives on the broker site, not on OpenAcquisitions.
Key points
Business description
Well-established Santa Barbara–Goleta area bakery with real estate for sale. The company is primarily focused on commercial and wholesale accounts, with a small retail footprint. This is a boutique bakery operation with a strong foundation and room for growth. The bakery is fully functional, fully approved, operating bakery. Systems, equipment, and processes are in place, making this an attractive opportunity for an owner-operator or strategic buyer seeking to scale commercial sales. Due to the confidential nature of this offering, interested buyers will be required to execute a non-disclosure agreement and provide proof of financial capability prior to the release of sensitive or identifying information. Additional details will be provided upon request to qualified parties only.
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