Retail
Bakersfield, CA
Financial summary
Comparable pricing
Limited comparables for this listing. No reliable benchmark yet.
Methodology refines over time.
SBA financeability
Businesses in retail trade are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.
Retail Trade benchmarks
Typical SBA leverage
71%
Industry charge-off
2.2%
Common term
10 yr
Median loan
$250,000
Active lenders in this category: The Huntington National Bank, U.S. Bank, National Association, TD Bank, National Association.
Based on 13,075 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.
Detailed information
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Key points
Business description
For sale is a grocery store with a beer and wine license located in a free-standing building on busy street with high exposure in Bakersfield, California. Onsite parking spaces are available. There is lots of foot traffic. Commercial and residential neighborhoods surround the business. The store is still growing in sales and has lots of potential. In addition, the operation hours can be extended to have more profitability. SBA financing is possible. The monthly gross sales are $50,000-$55,000 at approximately a 35% profit margin plus $20,000 lotto/lottery sales at a 6% commission. Additional income from ATM is approximately $500/month. Expenses include utilities (PG&E, internet/phone, water, garbage) at approximately $1,700/month. Insurance is $470/month. The building is 2,300 sq ft. and the lot size is 8,659 sq ft. There is 1 employee and the owner works only on Saturdays. The hours are from 7:00 AM - 11 PM (Monday Thru Sunday). The asking price is $630,000 plus inventory.
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