Pepperidge Farm Bread Route In Carmel, New York

Financial summary

Asking Price

$440K

Cash Flow (SDE)

$117K

Gross Revenue

$652K

SDE Multiple

3.7x

SBA financeability

Businesses in food services & beverage retail are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.

Food Services & Beverage Retail benchmarks

Active lenders in this category: The Huntington National Bank, U.S. Bank, National Association, Manufacturers and Traders Trust Company.

Based on 52,309 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.

Detailed information

Location

Carmel, NY

Industry

Food & Beverage

Source

businessesforsale

First indexed

Jun 10, 2026

Data quality

Excellent (95/100)

Priced below 1.5x revenue.

Key points

• •Pepperidge Farm bread distribution route in Carmel, New York, operating as turnkey business.
• •Established route in Putnam County and lower Hudson Valley market.
• •Independent operator model for existing Pepperidge Farm distribution territory.

Business description

A turnkey Pepperidge Farm Bread distribution route based in Carmel, New York, in the heart of Putnam County and the lower Hudson Valley, is offered for sale. This is an established, independently operated route (IBO model) averaging $12,538 in weekly sales (approximately $651,976 annualized), with seller's net running approximately 18 percent of gross (about $117,000 per year). Why this route stands out: Deal structure: asset sale. Buyer down payment approximately $66,000 (about 15 percent); the balance is financed through the company's brand-approved financing program. The buyer must be comfortable with the Pepperidge Farm independent-business-owner (IBO) contractor model and complete the brand-approval process. Ideal buyer: a first-time route owner-operator with the liquidity to cover the down payment and an interest in the Putnam County / Hudson Valley corridor; an existing route operator adding a territory in the region; or an investor-buyer with a manager to run the route. Full route detail, sales records and the confidential information package are available to qualified buyers under a signed NDA and proof of funds.

See something off?