Financial Services
Banning, CA
Financial summary
Comparable pricing
fairly pricedComparable Financial Services businesses sell at a median of 3.1x SDE, based on several listings. This one asks 3.1x, about 1% from that median. At the comparable median it would price ~$385K.Methodology refines over time.Comparable Financial Services businesses sell around $385K vs this $390K ask.
Methodology refines over time.
SBA financeability
Businesses in finance & insurance are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.
Finance & Insurance benchmarks
Typical SBA leverage
72%
Industry charge-off
1.1%
Common term
10 yr
Median loan
$239,300
Active lenders in this category: Live Oak Banking Company, The Huntington National Bank, U.S. Bank, National Association.
Based on 6,841 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.
Detailed information
High SDE margin.
Linked page lives on the broker site, not on OpenAcquisitions.
Key points
Business description
Established in 1989, this owner operator group health insurance agency serves groups and self-employed professionals. The 2025 financials indicate $130,804 in commissions. The agency’s book of business is comprised of approximately 90% group medical, 4% dental, 1% vision, and 5% individual policies (which include some medicare policies). Carrier concentration, listed from highest to lowest, includes Elevance Health, Health Net of California, Blue Shield of California, Kaiser, Aetna, and UnitedHealthcare. This is a lean acquisition opportunity for an existing insurance agency, producer, or strategic buyer seeking to expand in the health. and benefits market. Seller is open to staying on for a negotiated period of time to ensure a smooth transfer. For addition information, please contact Sarkis Kaladzhyan at (818) 634-7778 or sarkisk@fcbb.com.
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