Food & Beverage
San Francisco, CA
Financial summary
Comparable pricing
Limited comparables for this listing. No reliable benchmark yet.
Methodology refines over time.
SBA financeability
Businesses in food services & beverage retail are commonly SBA-financed. The figures below are the industry-category norm from SBA 7(a)/504 lending, a gauge of how financeable a deal like this tends to be.
Food Services & Beverage Retail benchmarks
Typical SBA leverage
71%
Industry charge-off
1.3%
Common term
10 yr
Median loan
$269,200
Active lenders in this category: The Huntington National Bank, U.S. Bank, National Association, Manufacturers and Traders Trust Company.
Based on 52,309 SBA loans · source: SBA 7(a)/504 FOIA, as of 2026Q1 · industry-category level.
Detailed information
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Key points
Business description
Position your business steps from Union Square in a high-performing, pedestrian-friendly area. This well-established breakfast and lunch café benefits from constant foot traffic, strong tourist volume, and a steady professional customer base, all while operated absentee. The café is currently open 8:00 AM–2:30 PM, offering work-life balance with profitability, and presents significant upside through expanded hours, dinner service, or an after-work wine bar. The 1,650 sq. ft. space includes a Type 1 hood, walk-in cooler, main-level and mezzanine seating, downstairs storage/office, private restroom, and is adjacent to a public parking garage. Lease includes utilities and triple net, with tenant responsible for garbage and phone/internet. A turnkey opportunity in one of San Francisco’s most sought-after commercial districts, this café has survived the pandemic, serves a loyal breakfast/lunch crowd, and is ready for immediate expansion. Seller financing considered—call today!
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